USDG Earn — Sonal Ravi
Shipped

4.1% APY in a market trained to doubt it

In the US, stablecoin rewards invite skepticism before they invite interest. I led content strategy to explain where rewards came from and reassure users that earning them never meant giving up control of their funds.
PROJECT USDG Earn
COMPANY OKX
ROLE Content Designer
LAUNCH 0→1
MARKET United States
1 Overview
Context

US users had learned to distrust high APY. Stablecoin rewards invite skepticism before interest. The challenge wasn't explaining the product — it was building trust into every surface that carried it.

Solution

A unified message system anchored to three answers: automatic, available, variable. Same language, every surface — from portfolio to transactions to FAQs — so nothing contradicted anything else.

What I did

Led content strategy across the full USDG Earn product. Defined the language framework, wrote every surface, aligned with Legal and Compliance, and built a reusable system for future product work.

Impact

$17.8M AUM in 90 days. 33% penetration against a 10% target. Deposit averages grew from $417 to $769 per user. The content system shipped faster than expected and outlasted the launch.

2 Content decisions

Every product rule was a hidden user question

Behind each compliance constraint sat a real worry. My job was to translate the constraint into copy that answered the worry, plainly, without overpromising.

3 The system

Content system

Automatic
"Do I need to do anything?"
[Benefit] + [automatic] + [no extra work]
"Earn on your USDG automatically. No setup needed."
Scales to Stablecoin rewards Earn balances
Available
"Can I still use my money?"
[Your funds] + [stay available] + [specific actions]
"Your USDG stays available to trade or withdraw."
Scales to Balance views Withdrawals
Variable
"Is this fixed or guaranteed?"
[Plain fact] + [what may change] + [where to learn]
"Rewards may vary. Check the details before you decide."
Scales to APY disclosures Reward history
4 Markets

Personalizing it

The same product launched into two very different markets. The numbers tell us where the content job changes from awareness to reinforcement, and that shapes the next quarter of work.

United States
Reinforcement
33%
USDG AUM penetration
vs 10% Q4 target
$22.3M
Total stablecoin AUM
Stablecoin AUM mix
USDG
$17.8M
USDT
$3.8M
USDC
$0.7M
Content takeaway

Users already get it. Next move: connect USDG to broader spend, save, and trading behavior, instead of re-explaining the product.

European Union
Acquisition
0.1%
USDG AUM penetration
$8.9M
Total stablecoin AUM
Stablecoin AUM mix
USDC
$6.8M
USDT
$2.0M
USDG
$0.09M
Content takeaway

Users default to USDC. The work here is comparison and education. Why USDG, how it differs, and why holding stablecoins matters during drawdowns.

6 Impact

What 90 days proved

Content that earns trust moves money. USDG launched into skepticism and hit 33% penetration against a 10% target in three months.

$17.8M
USDG AUM in the US at peak
33%
Penetration vs 10% target
3.3×
Above acquisition target
$5.1M
Weekly ACH deposits at launch — a company record
$417→$769
Average 60-day ACH deposit growth
28%→61%
Growth in deposit volume
AUM growth · 90-day window

Why this work mattered

USDG Earn was not just a rewards launch. It was a trust system. Built for a market trained to doubt yield, shipped under regulatory scrutiny, and adopted faster than anyone expected.

The work proved that careful, conversational copy can move real money. And that a well-designed content system outlasts the product it was built for.